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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,912 | $101,063-76.3% | $81,473-70.7% | $147,586-83.8% |
| Participation rate | 50.0% | 74.5%-24.5pp | 68.0%-18.0pp | 82.8%-32.8pp |
| Annual return | 16.21% | 32.41%-16.2pp | 38.78%-22.6pp | 578.59%-562.4pp |
| Employer contribution / active EE | $1,126 | $3,206-64.9% | $2,568-56.1% | $4,876-76.9% |
| Participant deferral / active EE | $2,650 | $4,242-37.5% | $3,537-25.1% | $5,439-51.3% |
| Admin fee / account holder | $211 | $5,812-96.4% | $4,561-95.4% | $10,886-98.1% |