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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,937 | $95,193-77.0% | $76,523-71.3% | $135,377-83.8% |
| Participation rate | 58.3% | 74.4%-16.1pp | 68.0%-9.7pp | 82.6%-24.3pp |
| Annual return | -11.65% | 4.85%-16.5pp | -0.27%-11.4pp | 519.75%-531.4pp |
| Employer contribution / active EE | $1,238 | $3,302-62.5% | $2,647-53.2% | $4,779-74.1% |
| Participant deferral / active EE | $2,959 | $4,639-36.2% | $3,835-22.9% | $5,609-47.2% |
| Admin fee / account holder | $102 | $6,249-98.4% | $4,848-97.9% | $10,828-99.1% |