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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,531 | $52,911-72.5% | $73,309-80.2% | $59,633-75.6% |
| Participation rate | 96.4% | 68.2%+28.2pp | 74.9%+21.5pp | 68.7%+27.8pp |
| Annual return | -2.57% | 12.20%-14.8pp | 5.67%-8.2pp | 2041.45%-2044.0pp |
| Employer contribution / active EE | $1,491 | $1,909-21.9% | $3,237-53.9% | $2,203-32.3% |
| Participant deferral / active EE | $2,480 | $4,069-39.1% | $4,991-50.3% | $3,192-22.3% |
| Admin fee / account holder | $347 | $3,835-90.9% | $5,635-93.8% | $4,297-91.9% |