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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,861 | $56,287-71.8% | $80,977-80.4% | $62,881-74.8% |
| Participation rate | 93.5% | 68.9%+24.6pp | 75.8%+17.7pp | 69.3%+24.2pp |
| Annual return | 10.47% | 22.13%-11.7pp | 17.11%-6.6pp | 20.14%-9.7pp |
| Employer contribution / active EE | $4,065 | $1,943+109.2% | $3,715+9.4% | $2,281+78.2% |
| Participant deferral / active EE | $2,834 | $4,196-32.5% | $5,696-50.3% | $3,203-11.5% |
| Admin fee / account holder | $755 | $3,742-79.8% | $5,517-86.3% | $4,296-82.4% |