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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,948 | $64,359-69.0% | $90,161-77.9% | $70,126-71.6% |
| Participation rate | 100.0% | 70.4%+29.6pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 13.82% | 28.13%-14.3pp | 34.89%-21.1pp | 73.15%-59.3pp |
| Employer contribution / active EE | $2,001 | $2,046-2.2% | $3,318-39.7% | $2,343-14.6% |
| Participant deferral / active EE | $2,621 | $4,389-40.3% | $5,287-50.4% | $3,332-21.3% |
| Admin fee / account holder | $374 | $3,945-90.5% | $5,943-93.7% | $4,645-92.0% |