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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,410 | $98,766-70.2% | $149,730-80.4% | $79,852-63.2% |
| Participation rate | 93.3% | 75.8%+17.6pp | 82.5%+10.9pp | 69.6%+23.7pp |
| Annual return | 7.15% | 27.43%-20.3pp | 276.70%-269.5pp | 31.72%-24.6pp |
| Employer contribution / active EE | $2,902 | $3,217-9.8% | $4,645-37.5% | $2,471+17.4% |
| Participant deferral / active EE | $3,434 | $5,681-39.6% | $6,843-49.8% | $3,740-8.2% |
| Admin fee / account holder | $2,142 | $6,052-64.6% | $9,310-77.0% | $5,306-59.6% |