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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,735 | $100,203-62.3% | $85,240-55.7% | $145,897-74.1% |
| Participation rate | 77.8% | 74.1%+3.7pp | 67.5%+10.2pp | 80.3%-2.5pp |
| Annual return | 13.75% | 84.28%-70.5pp | 66.75%-53.0pp | 552.29%-538.5pp |
| Employer contribution / active EE | $3,495 | $3,242+7.8% | $2,735+27.8% | $4,663-25.0% |
| Participant deferral / active EE | $7,381 | $5,299+39.3% | $4,527+63.0% | $6,689+10.3% |
| Admin fee / account holder | $2,196 | $7,265-69.8% | $6,165-64.4% | $13,390-83.6% |