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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,992 | $228,352-47.0% | $185,835-34.9% | $158,966-23.9% |
| Participation rate | 20.0% | 82.3%-62.3pp | 78.0%-58.0pp | 82.0%-62.0pp |
| Annual return | 19.66% | 40.81%-21.2pp | 35.96%-16.3pp | 302.95%-283.3pp |
| Employer contribution / active EE | $901 | $4,967-81.9% | $4,087-78.0% | $4,762-81.1% |
| Participant deferral / active EE | $2,133 | $6,416-66.8% | $5,633-62.1% | $5,983-64.4% |
| Admin fee / account holder | $6 | $11,867-99.9% | $9,502-99.9% | $11,250-99.9% |