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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,949 | $215,361-81.0% | $171,082-76.1% | $273,972-85.1% |
| Participation rate | 29.4% | 82.0%-52.6pp | 76.7%-47.3pp | 83.0%-53.6pp |
| Annual return | 9.51% | 25.14%-15.6pp | 32.56%-23.0pp | 41.46%-31.9pp |
| Employer contribution / active EE | $490 | $4,967-90.1% | $4,002-87.8% | $4,869-89.9% |
| Participant deferral / active EE | $608 | $5,543-89.0% | $4,797-87.3% | $5,287-88.5% |
| Admin fee / account holder | $0 | $10,846-100.0% | $8,520-100.0% | $10,133-100.0% |