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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,510 | $226,105-58.6% | $182,540-48.8% | $152,897-38.8% |
| Participation rate | 17.6% | 82.5%-64.8pp | 78.0%-60.3pp | 82.5%-64.8pp |
| Annual return | 28.02% | 192.58%-164.6pp | 148.58%-120.6pp | 345.43%-317.4pp |
| Employer contribution / active EE | $643 | $4,978-87.1% | $4,076-84.2% | $4,764-86.5% |
| Participant deferral / active EE | $1,757 | $6,370-72.4% | $5,525-68.2% | $5,851-70.0% |
| Admin fee / account holder | $0 | $10,706-100.0% | $8,593-100.0% | $11,599-100.0% |