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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,318 | $232,540-77.1% | $185,117-71.2% | $147,586-63.9% |
| Participation rate | 23.5% | 82.4%-58.8pp | 77.3%-53.7pp | 82.8%-59.3pp |
| Annual return | 19.39% | 43.03%-23.6pp | 40.50%-21.1pp | 578.59%-559.2pp |
| Employer contribution / active EE | $310 | $5,195-94.0% | $4,182-92.6% | $4,876-93.6% |
| Participant deferral / active EE | $1,253 | $5,834-78.5% | $5,045-75.2% | $5,439-77.0% |
| Admin fee / account holder | $0 | $10,275-100.0% | $8,159-100.0% | $10,886-100.0% |