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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $29,390 |
Filed as: MORGAN STANLEY Service code 26 · EIN 20-8964829 | Advisory (Participants) | $13,625 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,487 | $89,370+63.9% | $141,197+3.7% | $72,976+100.7% |
| Participation rate | 90.5% | 75.1%+15.3pp | 82.5%+8.0pp | 69.5%+21.0pp |
| Annual return | 18.34% | 111.88%-93.5pp | 71.41%-53.1pp | 81.02%-62.7pp |
| Employer contribution / active EE | $2,842 | $3,115-8.8% | $4,736-40.0% | $2,440+16.5% |
| Participant deferral / active EE | $7,702 | $5,419+42.1% | $6,710+14.8% | $3,608+113.5% |
| Admin fee / account holder | $3,212 | $5,957-46.1% | $10,265-68.7% | $5,124-37.3% |