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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,704 | $93,617+41.8% | $135,982-2.4% | $75,177+76.5% |
| Participation rate | 86.0% | 75.2%+10.8pp | 81.9%+4.0pp | 67.2%+18.8pp |
| Annual return | 10.31% | 30.89%-20.6pp | 68.32%-58.0pp | 160.75%-150.4pp |
| Employer contribution / active EE | $4,641 | $3,538+31.2% | $4,859-4.5% | $2,671+73.7% |
| Participant deferral / active EE | $13,223 | $6,406+106.4% | $7,760+70.4% | $4,126+220.5% |
| Admin fee / account holder | $20,602 | $6,980+195.2% | $10,767+91.3% | $5,651+264.5% |