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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,610 | $105,210+21.3% | $159,487-20.0% | $85,851+48.6% |
| Participation rate | 96.2% | 75.8%+20.4pp | 82.8%+13.3pp | 69.3%+26.8pp |
| Annual return | 11.39% | 45.08%-33.7pp | 263.71%-252.3pp | 318.63%-307.2pp |
| Employer contribution / active EE | $3,449 | $3,319+3.9% | $4,831-28.6% | $2,565+34.4% |
| Participant deferral / active EE | $12,112 | $5,946+103.7% | $7,354+64.7% | $3,952+206.4% |
| Admin fee / account holder | $34,803 | $6,934+401.9% | $10,804+222.1% | $6,261+455.9% |