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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,006 | $102,385+10.4% | $147,080-23.2% | $80,935+39.6% |
| Participation rate | 88.1% | 75.9%+12.3pp | 82.2%+6.0pp | 67.7%+20.5pp |
| Annual return | 1.06% | 135.09%-134.0pp | 420.17%-419.1pp | 35.66%-34.6pp |
| Employer contribution / active EE | $5,397 | $3,717+45.2% | $4,933+9.4% | $2,757+95.8% |
| Participant deferral / active EE | $15,007 | $6,651+125.6% | $8,066+86.0% | $4,299+249.1% |
| Admin fee / account holder | $8,602 | $7,951+8.2% | $12,989-33.8% | $6,924+24.2% |