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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,511 | $201,370+18.4% | $184,256+29.4% | $145,897+63.5% |
| Participation rate | 75.0% | 87.5%-12.5pp | 86.8%-11.8pp | 80.3%-5.3pp |
| Annual return | 15.35% | 29.05%-13.7pp | 28.85%-13.5pp | 552.29%-536.9pp |
| Employer contribution / active EE | $5,489 | $7,024-21.8% | $6,427-14.6% | $4,663+17.7% |
| Participant deferral / active EE | $18,307 | $9,808+86.7% | $9,133+100.4% | $6,689+173.7% |
| Admin fee / account holder | $14,721 | $16,364-10.0% | $13,899+5.9% | $13,390+9.9% |