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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,227 | $197,625-14.4% | $177,840-4.8% | $158,966+6.5% |
| Participation rate | 50.0% | 88.5%-38.5pp | 87.7%-37.7pp | 82.0%-32.0pp |
| Annual return | 15.47% | 58.76%-43.3pp | 48.32%-32.9pp | 302.95%-287.5pp |
| Employer contribution / active EE | $4,300 | $6,698-35.8% | $5,919-27.3% | $4,762-9.7% |
| Participant deferral / active EE | $7,863 | $8,405-6.5% | $7,714+1.9% | $5,983+31.4% |
| Admin fee / account holder | $218 | $15,405-98.6% | $12,431-98.2% | $11,250-98.1% |