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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,589 | $86,701-2.4% | $73,309+15.4% | $125,389-32.5% |
| Participation rate | 57.1% | 78.6%-21.5pp | 74.9%-17.8pp | 83.2%-26.0pp |
| Annual return | -0.66% | 2.78%-3.4pp | 5.67%-6.3pp | 282.24%-282.9pp |
| Employer contribution / active EE | $1,067 | $4,152-74.3% | $3,237-67.0% | $4,866-78.1% |
| Participant deferral / active EE | $5,552 | $5,549+0.1% | $4,991+11.2% | $5,352+3.8% |
| Admin fee / account holder | $0 | $7,768-100.0% | $5,635-100.0% | $9,541-100.0% |