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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,933 | $107,941+73.2% | $91,994+103.2% | $152,909+22.3% |
| Participation rate | 60.0% | 81.2%-21.2pp | 78.6%-18.6pp | 82.5%-22.5pp |
| Annual return | 24.20% | 89.28%-65.1pp | 69.04%-44.8pp | 345.46%-321.3pp |
| Employer contribution / active EE | $1,873 | $4,212-55.5% | $3,453-45.8% | $4,764-60.7% |
| Participant deferral / active EE | $8,601 | $6,366+35.1% | $5,924+45.2% | $5,851+47.0% |
| Admin fee / account holder | $0 | $10,521-100.0% | $7,744-100.0% | $11,601-100.0% |