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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,576 | $105,158+135.4% | $94,672+161.5% | $139,487+77.5% |
| Participation rate | 60.0% | 82.4%-22.4pp | 80.8%-20.8pp | 80.3%-20.3pp |
| Annual return | 21.18% | 38.11%-16.9pp | 156.89%-135.7pp | 373.84%-352.7pp |
| Employer contribution / active EE | $1,410 | $4,107-65.7% | $3,673-61.6% | $4,755-70.3% |
| Participant deferral / active EE | $5,216 | $7,599-31.4% | $7,417-29.7% | $6,713-22.3% |
| Admin fee / account holder | $12 | $8,972-99.9% | $7,222-99.8% | $11,407-99.9% |