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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,576 | $105,149+135.5% | $94,659+161.5% | $139,427+77.6% |
| Participation rate | 60.0% | 82.4%-22.4pp | 80.8%-20.8pp | 80.3%-20.3pp |
| Annual return | 21.18% | 38.04%-16.9pp | 156.75%-135.6pp | 373.27%-352.1pp |
| Employer contribution / active EE | $1,410 | $4,106-65.7% | $3,673-61.6% | $4,752-70.3% |
| Participant deferral / active EE | $5,216 | $7,600-31.4% | $7,419-29.7% | $6,711-22.3% |
| Admin fee / account holder | $12 | $8,986-99.9% | $7,232-99.8% | $11,404-99.9% |