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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,795 | $96,558+10.6% | $80,977+31.9% | $273,972-61.0% |
| Participation rate | 44.4% | 79.1%-34.6pp | 75.8%-31.4pp | 83.0%-38.6pp |
| Annual return | 7.75% | 15.14%-7.4pp | 17.11%-9.4pp | 41.46%-33.7pp |
| Employer contribution / active EE | $1,467 | $4,869-69.9% | $3,715-60.5% | $4,869-69.9% |
| Participant deferral / active EE | $5,600 | $6,598-15.1% | $5,696-1.7% | $5,287+5.9% |
| Admin fee / account holder | $251 | $7,493-96.7% | $5,517-95.5% | $10,133-97.5% |