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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EDWARD D JONES & CO LP Service code 26 · EIN 43-0345811 | Advisory (Participants) | $59,493 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $11,553 |
Filed as: WILSHIRE ASSOCIATES INC Service code 26 · EIN 95-2755361 | Advisory (Participants) | $6,610 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,691 | $102,197-8.3% | $142,516-34.3% | $74,473+25.8% |
| Participation rate | 96.5% | 79.8%+16.6pp | 76.8%+19.7pp | 70.7%+25.7pp |
| Annual return | 17.44% | 19.73%-2.3pp | 20.03%-2.6pp | 34.36%-16.9pp |
| Employer contribution / active EE | $5,346 | $5,052+5.8% | $4,849+10.3% | $2,638+102.6% |
| Participant deferral / active EE | $7,459 | $6,304+18.3% | $6,280+18.8% | $4,530+64.6% |
| Admin fee / account holder | $382 | $186+105.7% | $10,008-96.2% | $347+10.2% |