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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $9,720 |
Filed as: EDWARD D JONES & CO Service code 26 · EIN 43-0345811 | Advisory (Participants) | $0 |
Filed as: WILLSHIRE ASSOCIATES INC Service code 26 · EIN 95-2755361 | Advisory (Participants) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,609 | $72,482+5.7% | $129,118-40.7% | $64,824+18.2% |
| Participation rate | 98.0% | 79.2%+18.8pp | 77.2%+20.8pp | 71.5%+26.5pp |
| Annual return | -16.21% | -9.08%-7.1pp | -10.94%-5.3pp | 32.84%-49.0pp |
| Employer contribution / active EE | $5,311 | $4,247+25.0% | $5,051+5.1% | $2,507+111.8% |
| Participant deferral / active EE | $7,430 | $5,679+30.8% | $6,539+13.6% | $4,311+72.3% |
| Admin fee / account holder | $306 | $144+112.2% | $14,305-97.9% | $188+63.0% |