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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,226 | $100,003-81.8% | $146,685-87.6% | $85,856-78.8% |
| Participation rate | 96.2% | 73.1%+23.1pp | 80.1%+16.1pp | 69.3%+26.8pp |
| Annual return | 10.11% | 18.93%-8.8pp | 22.75%-12.6pp | 318.58%-308.5pp |
| Employer contribution / active EE | $2,140 | $2,559-16.4% | $4,137-48.3% | $2,565-16.6% |
| Participant deferral / active EE | $2,720 | $4,006-32.1% | $5,507-50.6% | $3,952-31.2% |
| Admin fee / account holder | $16,099 | $7,704+109.0% | $10,281+56.6% | $6,261+157.1% |