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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,240 | $91,559-70.2% | $133,978-79.7% | $79,856-65.9% |
| Participation rate | 92.6% | 73.3%+19.2pp | 79.8%+12.7pp | 69.6%+23.0pp |
| Annual return | 6.52% | 61.85%-55.3pp | 45.10%-38.6pp | 31.71%-25.2pp |
| Employer contribution / active EE | $2,442 | $2,384+2.4% | $3,919-37.7% | $2,471-1.2% |
| Participant deferral / active EE | $2,793 | $3,734-25.2% | $5,047-44.7% | $3,741-25.3% |
| Admin fee / account holder | $1,680 | $6,321-73.4% | $8,930-81.2% | $5,306-68.3% |