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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,478 | $72,404-67.6% | $110,243-78.7% | $64,173-63.4% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | -6.14% | -6.29%+0.1pp | 314.76%-320.9pp | 7.63%-13.8pp |
| Employer contribution / active EE | $2,515 | $2,282+10.2% | $3,827-34.3% | $2,381+5.6% |
| Participant deferral / active EE | $3,934 | $3,469+13.4% | $4,672-15.8% | $3,470+13.4% |
| Admin fee / account holder | $14,639 | $5,664+158.4% | $8,548+71.3% | $4,887+199.5% |