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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,525 | $81,870-78.6% | $119,622-85.3% | $68,486-74.4% |
| Participation rate | 92.0% | 71.9%+20.1pp | 79.3%+12.7pp | 67.9%+24.1pp |
| Annual return | -17.55% | -23.82%+6.3pp | -14.98%-2.6pp | -7.85%-9.7pp |
| Employer contribution / active EE | $2,436 | $2,692-9.5% | $4,232-42.4% | $2,597-6.2% |
| Participant deferral / active EE | $3,895 | $4,148-6.1% | $5,601-30.5% | $4,028-3.3% |
| Admin fee / account holder | $1,209 | $6,583-81.6% | $10,328-88.3% | $5,404-77.6% |