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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,613 | $127,387-21.0% | $115,038-12.5% | $125,389-19.8% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -0.65% | 31.28%-31.9pp | 26.14%-26.8pp | 282.24%-282.9pp |
| Employer contribution / active EE | $5,273 | $5,166+2.1% | $4,608+14.4% | $4,866+8.4% |
| Participant deferral / active EE | $2,799 | $6,423-56.4% | $6,026-53.5% | $5,352-47.7% |
| Admin fee / account holder | $9,063 | $9,516-4.8% | $8,175+10.9% | $9,541-5.0% |