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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,909 | $82,674+25.7% | $125,381-17.1% | $68,486+51.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -17.02% | -5.97%-11.0pp | 572.31%-589.3pp | -7.85%-9.2pp |
| Employer contribution / active EE | $2,358 | $3,382-30.3% | $4,815-51.0% | $2,597-9.2% |
| Participant deferral / active EE | $5,973 | $6,111-2.3% | $7,448-19.8% | $4,028+48.3% |
| Admin fee / account holder | $1,444 | $6,277-77.0% | $10,007-85.6% | $5,404-73.3% |