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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,814 | $89,367+36.3% | $141,191-13.7% | $72,975+66.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 25.40% | 111.87%-86.5pp | 71.41%-46.0pp | 81.01%-55.6pp |
| Employer contribution / active EE | $2,299 | $3,115-26.2% | $4,736-51.5% | $2,440-5.8% |
| Participant deferral / active EE | $5,555 | $5,419+2.5% | $6,710-17.2% | $3,608+54.0% |
| Admin fee / account holder | $653 | $5,957-89.0% | $10,264-93.6% | $5,124-87.2% |