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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,585 | $98,776+35.2% | $149,745-10.8% | $79,856+67.3% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 14.38% | 27.38%-13.0pp | 276.72%-262.3pp | 31.71%-17.3pp |
| Employer contribution / active EE | $2,852 | $3,217-11.4% | $4,646-38.6% | $2,471+15.4% |
| Participant deferral / active EE | $5,676 | $5,681-0.1% | $6,843-17.1% | $3,741+51.7% |
| Admin fee / account holder | $15,009 | $6,053+148.0% | $9,312+61.2% | $5,306+182.8% |