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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,444 | $67,602-57.9% | $82,312-65.4% | $70,126-59.4% |
| Participation rate | 66.7% | 72.8%-6.1pp | 76.9%-10.2pp | 69.5%-2.9pp |
| Annual return | 18.81% | 21.57%-2.8pp | 25.88%-7.1pp | 73.15%-54.3pp |
| Employer contribution / active EE | $1,018 | $1,755-42.0% | $2,428-58.1% | $2,343-56.6% |
| Participant deferral / active EE | $2,620 | $2,987-12.3% | $3,706-29.3% | $3,332-21.4% |
| Admin fee / account holder | $3,339 | $4,512-26.0% | $5,608-40.5% | $4,645-28.1% |