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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,997 | $112,099-50.0% | $95,954-41.6% | $158,931-64.8% |
| Participation rate | 65.2% | 79.0%-13.8pp | 77.1%-11.9pp | 82.0%-16.7pp |
| Annual return | 18.66% | 171.12%-152.5pp | 91.62%-73.0pp | 302.86%-284.2pp |
| Employer contribution / active EE | $1,269 | $3,198-60.3% | $2,541-50.1% | $4,761-73.4% |
| Participant deferral / active EE | $2,798 | $4,784-41.5% | $4,167-32.8% | $5,982-53.2% |
| Admin fee / account holder | $1,443 | $10,132-85.8% | $6,796-78.8% | $11,247-87.2% |