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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,608 | $124,346-42.4% | $111,306-35.7% | $167,553-57.3% |
| Participation rate | 66.7% | 79.6%-13.0pp | 77.3%-10.7pp | 82.1%-15.4pp |
| Annual return | 15.73% | 37.46%-21.7pp | 54.67%-38.9pp | 478.89%-463.2pp |
| Employer contribution / active EE | $1,762 | $3,438-48.7% | $2,732-35.5% | $4,840-63.6% |
| Participant deferral / active EE | $3,167 | $5,182-38.9% | $4,488-29.4% | $6,343-50.1% |
| Admin fee / account holder | $2,559 | $10,623-75.9% | $7,966-67.9% | $12,316-79.2% |