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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,721 | $71,873-19.7% | $86,698-33.4% | $68,490-15.7% |
| Participation rate | 30.2% | 72.2%-42.1pp | 76.6%-46.4pp | 67.9%-37.7pp |
| Annual return | -10.60% | 3.54%-14.1pp | 35.96%-46.6pp | -7.85%-2.7pp |
| Employer contribution / active EE | $708 | $2,173-67.4% | $2,837-75.0% | $2,597-72.7% |
| Participant deferral / active EE | $1,750 | $3,779-53.7% | $4,656-62.4% | $4,028-56.6% |
| Admin fee / account holder | $6,432 | $6,110+5.3% | $7,492-14.2% | $5,403+19.0% |