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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,058 | $100,073+34.0% | $85,126+57.5% | $145,877-8.1% |
| Participation rate | 58.8% | 74.1%-15.3pp | 67.5%-8.7pp | 80.3%-21.5pp |
| Annual return | 18.38% | 84.11%-65.7pp | 66.63%-48.2pp | 551.28%-532.9pp |
| Employer contribution / active EE | $4,183 | $3,236+29.3% | $2,731+53.2% | $4,663-10.3% |
| Participant deferral / active EE | $3,990 | $5,294-24.6% | $4,523-11.8% | $6,691-40.4% |
| Admin fee / account holder | $31 | $7,261-99.6% | $6,160-99.5% | $13,402-99.8% |