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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,534 | $101,063-90.6% | $81,473-88.3% | $147,586-93.5% |
| Participation rate | 27.8% | 74.5%-46.7pp | 68.0%-40.2pp | 82.8%-55.1pp |
| Annual return | 0.00% | 32.41%-32.4pp | 38.78%-38.8pp | 578.59%-578.6pp |
| Employer contribution / active EE | $853 | $3,206-73.4% | $2,568-66.8% | $4,876-82.5% |
| Participant deferral / active EE | $2,083 | $4,242-50.9% | $3,537-41.1% | $5,439-61.7% |
| Admin fee / account holder | $47 | $5,812-99.2% | $4,561-99.0% | $10,886-99.6% |