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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,795 | $104,953-72.6% | $84,637-66.0% | $152,909-81.2% |
| Participation rate | 70.6% | 74.8%-4.2pp | 68.2%+2.4pp | 82.5%-11.9pp |
| Annual return | 17.49% | 373.94%-356.4pp | 258.82%-241.3pp | 345.46%-328.0pp |
| Employer contribution / active EE | $5,837 | $3,304+76.7% | $2,653+120.0% | $4,764+22.5% |
| Participant deferral / active EE | $3,359 | $4,691-28.4% | $3,900-13.9% | $5,851-42.6% |
| Admin fee / account holder | $1,005 | $6,244-83.9% | $4,914-79.6% | $11,601-91.3% |