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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,084 | $96,419-19.0% | $80,648-3.2% | $139,487-44.0% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 25.95% | 1352.86%-1326.9pp | 937.21%-911.3pp | 373.84%-347.9pp |
| Employer contribution / active EE | $3,664 | $3,261+12.3% | $2,724+34.5% | $4,755-22.9% |
| Participant deferral / active EE | $5,594 | $5,225+7.1% | $4,443+25.9% | $6,713-16.7% |
| Admin fee / account holder | $479 | $6,605-92.8% | $5,382-91.1% | $11,407-95.8% |