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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,996 | $93,124-14.1% | $77,100+3.8% | $134,545-40.5% |
| Participation rate | 80.0% | 74.5%+5.5pp | 67.9%+12.1pp | 81.2%-1.2pp |
| Annual return | -26.86% | 62.68%-89.5pp | 42.35%-69.2pp | 418.37%-445.2pp |
| Employer contribution / active EE | $2,332 | $3,421-31.8% | $2,815-17.2% | $4,742-50.8% |
| Participant deferral / active EE | $5,570 | $5,242+6.3% | $4,430+25.7% | $6,401-13.0% |
| Admin fee / account holder | $1,712 | $6,970-75.4% | $5,443-68.5% | $11,431-85.0% |