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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,058 | $100,203+33.8% | $85,240+57.3% | $145,897-8.1% |
| Participation rate | 58.8% | 74.1%-15.3pp | 67.5%-8.7pp | 80.3%-21.5pp |
| Annual return | 18.38% | 84.28%-65.9pp | 66.75%-48.4pp | 552.29%-533.9pp |
| Employer contribution / active EE | $4,183 | $3,242+29.0% | $2,735+52.9% | $4,663-10.3% |
| Participant deferral / active EE | $3,990 | $5,299-24.7% | $4,527-11.9% | $6,689-40.4% |
| Admin fee / account holder | $31 | $7,265-99.6% | $6,165-99.5% | $13,390-99.8% |