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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,058 | $99,921+34.2% | $85,009+57.7% | $145,959-8.2% |
| Participation rate | 58.8% | 74.1%-15.3pp | 67.5%-8.7pp | 80.3%-21.5pp |
| Annual return | 18.38% | 83.89%-65.5pp | 66.47%-48.1pp | 561.95%-543.6pp |
| Employer contribution / active EE | $4,183 | $3,233+29.4% | $2,728+53.3% | $4,661-10.2% |
| Participant deferral / active EE | $3,990 | $5,293-24.6% | $4,522-11.8% | $6,689-40.3% |
| Admin fee / account holder | $31 | $7,252-99.6% | $6,153-99.5% | $13,398-99.8% |