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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,862 | $172,111-50.7% | $150,298-43.5% | $137,256-38.2% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 11.05% | 69.37%-58.3pp | 62.79%-51.7pp | 220.34%-209.3pp |
| Employer contribution / active EE | $1,653 | $4,636-64.3% | $4,154-60.2% | $4,156-60.2% |
| Participant deferral / active EE | $10,714 | $6,166+73.8% | $5,453+96.5% | $6,407+67.2% |
| Admin fee / account holder | $10,288 | $16,471-37.5% | $14,116-27.1% | $12,270-16.2% |