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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,148 | $180,462-85.5% | $154,111-83.0% | $135,379-80.7% |
| Participation rate | 90.9% | 87.4%+3.5pp | 83.0%+7.9pp | 82.6%+8.3pp |
| Annual return | -4.98% | 888.17%-893.2pp | 735.18%-740.2pp | 519.79%-524.8pp |
| Employer contribution / active EE | $1,339 | $6,036-77.8% | $5,298-74.7% | $4,779-72.0% |
| Participant deferral / active EE | $4,627 | $5,806-20.3% | $5,081-8.9% | $5,609-17.5% |
| Admin fee / account holder | $123,429 | $16,145+664.5% | $13,411+820.3% | $10,828+1039.9% |