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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,553 | $209,425-74.4% | $178,499-70.0% | $158,966-66.3% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 13.38% | 188.80%-175.4pp | 151.10%-137.7pp | 302.95%-289.6pp |
| Employer contribution / active EE | $578 | $5,707-89.9% | $5,011-88.5% | $4,762-87.9% |
| Participant deferral / active EE | $6,562 | $5,955+10.2% | $5,202+26.1% | $5,983+9.7% |
| Admin fee / account holder | $7,226 | $17,078-57.7% | $13,986-48.3% | $11,250-35.8% |