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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,235 | $106,247-64.0% | $96,515-60.4% | $139,466-72.6% |
| Participation rate | 85.7% | 77.8%+7.9pp | 74.3%+11.4pp | 80.3%+5.4pp |
| Annual return | 4.05% | 38.47%-34.4pp | 35.73%-31.7pp | 373.66%-369.6pp |
| Employer contribution / active EE | $0 | $4,106-100.0% | $3,740-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $7,594 | $5,456+39.2% | $4,880+55.6% | $6,712+13.1% |
| Admin fee / account holder | $718 | $7,885-90.9% | $6,735-89.3% | $11,409-93.7% |