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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,641 | $134,001-77.1% | $112,258-72.7% | $134,509-77.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -7.84% | 47.15%-55.0pp | 27.47%-35.3pp | 418.13%-426.0pp |
| Employer contribution / active EE | $0 | $4,039-100.0% | $3,636-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $4,380 | $5,291-17.2% | $4,728-7.4% | $6,400-31.6% |
| Admin fee / account holder | $4,103 | $7,491-45.2% | $6,411-36.0% | $11,427-64.1% |