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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,860 | $115,814-78.5% | $101,275-75.5% | $158,982-84.4% |
| Participation rate | 85.7% | 79.4%+6.3pp | 75.8%+9.9pp | 82.0%+3.7pp |
| Annual return | 5.75% | 56.16%-50.4pp | 46.48%-40.7pp | 302.99%-297.2pp |
| Employer contribution / active EE | $7,143 | $4,176+71.1% | $3,660+95.2% | $4,763+50.0% |
| Participant deferral / active EE | $3,565 | $4,958-28.1% | $4,371-18.4% | $5,983-40.4% |
| Admin fee / account holder | $376 | $7,249-94.8% | $5,948-93.7% | $11,252-96.7% |