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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,192 | $107,368-79.3% | $92,915-76.1% | $152,909-85.5% |
| Participation rate | 66.7% | 79.8%-13.1pp | 76.0%-9.3pp | 82.5%-15.8pp |
| Annual return | 23.62% | 145.64%-122.0pp | 109.45%-85.8pp | 345.46%-321.8pp |
| Employer contribution / active EE | $6,250 | $4,222+48.0% | $3,653+71.1% | $4,764+31.2% |
| Participant deferral / active EE | $4,014 | $4,848-17.2% | $4,238-5.3% | $5,851-31.4% |
| Admin fee / account holder | $840 | $7,082-88.1% | $5,796-85.5% | $11,601-92.8% |