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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,335 | $106,008-87.4% | $92,240-85.5% | $147,586-91.0% |
| Participation rate | 71.4% | 80.4%-9.0pp | 76.5%-5.1pp | 82.8%-11.4pp |
| Annual return | 27.93% | 50.05%-22.1pp | 176.29%-148.4pp | 578.59%-550.7pp |
| Employer contribution / active EE | $10,714 | $4,333+147.2% | $3,680+191.2% | $4,876+119.7% |
| Participant deferral / active EE | $1,962 | $4,478-56.2% | $3,897-49.7% | $5,439-63.9% |
| Admin fee / account holder | $416 | $6,333-93.4% | $5,194-92.0% | $10,886-96.2% |