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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,644 | $123,750+55.7% | $69,611+176.7% | $145,877+32.1% |
| Participation rate | 100.0% | 69.2%+30.8pp | 66.4%+33.6pp | 80.3%+19.7pp |
| Annual return | 11.73% | 192.03%-180.3pp | 101.14%-89.4pp | 551.28%-539.6pp |
| Employer contribution / active EE | $30,000 | $2,672+1022.9% | $1,709+1655.9% | $4,663+543.4% |
| Participant deferral / active EE | $0 | $4,243-100.0% | $2,891-100.0% | $6,691-100.0% |
| Admin fee / account holder | $16,404 | $7,817+109.9% | $4,696+249.3% | $13,402+22.4% |